At Synergetic Finance, we take a holistic approach to financial planning. You’re probably wondering what we mean by that. Often, we hear “holistic” when talking about health and well-being. We use the term holistic in our firm, because when we help you with your financial planning and investments, we look at the WHOLE picture, not just bits and pieces.
Let’s say, for example, that you are a 50-year-old man hoping to retire in 10 to 12 years. You’re married and you have kids in their early 20s. You and your wife both work in the family business, a small firm you started 15 years ago. When you come to us, we aren’t just looking at what assets you’ve accumulated and how best to invest them, nor are we looking at what we stand to gain. Instead, we are putting your needs first and looking at a lot of different factors:
- Your age and your spouse’s age
- Desired retirement age
- Assets accumulated to date
- Performance of those assets
- Asset classes of current investments
- Risk tolerance
- Tax liability
- Age of your children
- Financial goals – buy a retirement home, save money for travel, care for aging parents, put kids through college, pay for your daughter’s upcoming wedding, leaving a legacy to your local community foundation or a particular university, investing in your business, etc.
- Business valuation
- Succession plan for your business
- Estate planning
- Financial necessities – housing, daily living expenses, etc.
- Wish list – vacation home, travel money, etc.
We take all of those factors into account, and we discuss the options available to you based on your specific circumstances. Together we form a financial and investment plan that helps you reach your goals, then we implement the plan and measure its progress over time. We’ll check in with you regularly to make sure we’re on track and make adjustments as needed.
Our holistic approach means we leave no stone unturned. We look at every aspect of your life that will impact or be impacted by your finances, now and later. That’s the way we do business, and that’s why clients have been entrusting us with their futures for more than a decade.
To learn how we can help you shape a better future for you and your family, call us today at 206-386-5455 or send us an email to schedule a no risk, no obligation consultation. We’d love to see you achieve everything on your wish list!
To your wealth,
Joe Maas, CFA, AVA, CFP®, ChFC, CLU®, MSFS, CCIM
President of Synergetic Finance
