Investors
Your Wealth.
Your Vision.
Your Legacy.
45%
OF RETIREES
could run out of money
during retirement.
THE SOLUTION
Synergy’s Wealth Vision™
Wealth Vision™ is Synergy’s proprietary framework that aligns financial planning, risk management, and investment strategy around what what matters most: maximizing wealth, minimizing taxes, and maintaining control.
How it works
3-STEP LIFESTYLE-PROTECTION FRAMEWORK
Wealth Vision Assessment
Define what your wealth is meant to accomplish and establish a clear financial target.
To establish your Wealth Vision, we start with five simple questions:
Who are you investing for?
Where should your assets be held?
When will you need your money?
What are you investing to achieve?
Why does it matter?
Defining these answers help us better understand what matters most to you—so we can shape a strategy that aligns with your goals, timeline, and overall wealth vision.
Establish Your Lifestyle Return Benchmark™ (LRB)
A personalized benchmark that answers the most important question: Am I on
track to fund the lifestyle I want?”
The LRB process converts your lifestyle goals and aspirations into your personalized rate of return objective. Additionally, it establishes your customized rate of return benchmark, which is far more meaningful to you than a random benchmark, like the S&P 500, which is unrelated to your situation and has little bearing on your financial circumstances.
We establish your LRB through our proprietary required rate of return (RRR)process. Each year we compare your LRB with your portfolio’s actual return to ensure you are progressing in the right direction. If your portfolio is not on track, we reevaluate your plan and make the necessary economically possible adjustments. Moreover, we educate you on the other available options you have to stay on course.
Build Your Wealth Vision Portfolio
An evidence-based portfolio designed to support your long-term lifestyle strategy.
Our portfolio construction process integrates with your financial plan to create a custom mix of risk-on and risk-off assets.
Our objective is true wealth accumulation, preservation, and distribution—aiming for market-like returns with reasonable risk, while supporting your lifestyle return benchmarkTM (LRB).
Using a proprietary mix of safe and conservative investment strategies, core portfolio strategies, and satellite (alternative) portfolio strategies, we build portfolios designed to protect and grow your wealth over time. Each year, we compare your LRB with actual portfolio returns and make adjustments as needed to keep you on track.
PORTFOLIOS
Evidence-based portfolios built for real life
INVESTOR SOLUTIONS
We coordinate the team
Your financial life involves attorneys, CPAs, bankers, trustees, and specialists. Synergy acts as your investment quarterback, aligning strategy and ensuring every professional is working toward the same Wealth Vision.
Strategic Planning
Asset Protection
Tax Strategy & Support
Risk Management
Cash Flow Planning
Investment Management
Real Estate Strategy
Business Planning
You
Chairman of the Family
CHIEF WEALTH OFFICER
CHIEF INVESTMENT OFFICER
CHIEF OF SPECIAL PROJECTS
You are the Boss
Like a corporation, there is a board of directors and executive officers. Your role is the boss—the Chairman of the Family. Synergy is your executive team acting as your Chief Wealth Officer, Chief Investment Officer, and Chief of Special Projects.
INVESTOR OUTCOMES
What this means for you
- Clarity in decision-making
- Confidence during market volatility
- Alignment across your financial team
- Risk management
- A portfolio designed to support lifestyle sustainability
- Greater visibility into long-term progress
STAY INFORMED
Insights, Guides & Advisor Resources
Featured Guides and Books
- Service Brochures
This essential guide can help you go independent, grow your business, and achieve more professional joy that comes with serving your clients well.
What is a Wealth Vision?
The “retirement gap” is a persistent issue where people lack enough money for their later years. Unfortunately, this problem is becoming more severe as the gap between people’s financial goals and their actual situation widens.
The purpose of a Wealth Vision is to provide a clear vision to help you reach your wealth target.
First, we consider the five Ws: Who, What, Where, Why, and When. Determine who you are investing for, what is important about money to you, and where your assets should be located. Understand why you are investing and when you will need your money.
- Books
A better approach to buying and selling real estate!
A holistic approach that considers current real estate investment strategies in combination with overall financial future goals.
A better approach to buying and selling real estate!
A holistic approach that considers current real estate investment strategies in combination with overall financial future goals.
While accidental investing has worked for many, there is a wide range of real estate investment opportunities that many are unaware of. Discover an array of real estate investment strategies from sole ownership to real estate investment trusts (REIT’s), multi-family residential and more. You will learn how to determine which strategy is in your best interest and aligns with your financial goals.
Written by an experienced leader in both the Financial Planning & Real Estate Investment industries. Joseph Maas has over 30 years of unique experience serving the financial and real estate needs of private clients, financial advisors, businesses and trusts. He is a trusted mentor and favorite speaker, with ability to explain complex concepts in easy to understand terms.
- Books
This is one of the best books about 401(k)s you can possibly read. Whether you’re a plan sponsor and want to start a high-quality 401(k) plan for your business, or you’re a participant in a 401(k) and want to know how to build your retirement funds, this is the book you should read.
This is one of the best books about 401(k)s you can possibly read. Whether you’re a plan sponsor and want to start a high-quality 401(k) plan for your business, or you’re a participant in a 401(k) and want to know how to build your retirement funds, this is the book you should read. Most books about 401(k)s only provide the facts, and don’t deliver the gems of knowledge and the pearls of wisdom that come from over two decades of prudent counsel and pragmatic experience. The author is credentialed in eight different business disciplines and experienced with the full range of financial planning situations. If you’re a business owner, or an executive in charge of researching 401(k) information for your company, this book will give you more than the basics.
Latest Insights
Timely perspectives on markets, strategy, and wealth planning.
Investing Beyond the One-Size-Fits-All Portfolio
The Real Measure of Wealth
Business Valuation Assessment
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